ARE YOU READY FOR STABILITY, SECURITY, AND THE RESPONSIBILITY OF HOMEOWNERSHIP ?
IF SO CHECK OUT OUR MINIMUM REQUIREMENTS FIRST.
DISCOVER YOUR OPPORTUNITIES
TO BUILD A NEW LIFE, MAKE NEW FRIENDSHIPS, SEE GOD’S BLESSINGS FOR YOU IN A HABITAT HOME.
A HAND UP NOT A HAND OUT
LET US BUILD A SAFE DECENT AFFORDABLE HOME FOR YOUR FAMILY.
TOGETHER WE CAN BUILD HOPE FOR TOMORROW !
We are not accepting application at this time. Please check the site monthly starting in 2018
1. Florida Drivers License
2. Current Credit Report (see link below)
3. Proof of Employment or Proof of Income
Below is a list of the Minimum requirements for application consideration.
You should have a minimum credit score of 550. To view your credit score and credit report for free go to www.creditkarma.com
*Be a citizen or legal immigrant of the U.S. AND Reside in Polk County for at least one (1) year.
*Be verifiably unable to obtain conventional home mortgaging
*Have maintain employment for a minimum of six (6) months.
*Live presently in over-crowded, unsanitary or unsafe circumstances.
*Deposit $500.00 prior to the start of your home and the remaining $500.00 before closing.
*Volunteer a minimum of 250-350 hours. 100 hours minimum needed to begin construction of your home. 100 hours minimum needed on another Habitat home. 20 hour minimum each month for Habitat.
*Disclose all incomes, employment and financial obligations.
*Supply a Credit Report and Credit Score, be free of foreclosure, repossessions and defaults for a minimum of three (3) years prior to application.
*Attend a 9 week class session on Financial Peace distributed by Dave Ramsey and facilitated by HFH.